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No Medical Exam Life Insurance with Excelsior

Don't let your health affect your opportunities

Traditional life insurance policies require that you submit to lengthy questionnaires and medical exams that scrutinize your health and family's health history. If the results are not favorable, you could be declined coverage and left with few options.

No Medical Life Insurance is a new trend in the Canadian life insurance market that can get you coverage, even if you have a pre-existing health condition or are at risk. There is no medical exam required under these plans, and you will know right away if you're eligible.

Why should you consider No Medical Life Insurance?

  • You have a condition or have been suspected to have a health condition that would cause problems with getting coverage.

  • In many cases, No Medical Life Insurance is cheaper than other forms of insurance because you avoid being "rated" for certain cases.

  • Full control over your coverage options, with a guaranteed benefit, paid tax-free to your beneficiaries.

  • No Medical Life Insurance is fast and easy. Some policies can even start the very day you sign up!

With no medical exam and no lifelong coverage; you have the unique opportunity to take your future into your own hands and leave your family with the protection they deserve. Even if you’ve been declined coverage before, we can find you a plan with Excelsior.

Complete a quote form and find the right plan for you!

Key Benefits

GUARANTEED ACCEPTANCE
NO MEDICAL EXAMS 
ARE REQUIRED
LIFELONG COVERAGE
HEALTH WON'T AFFECT YOUR RATES
PREMIUMS ARE GUARANTEED TO STAY LEVEL
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