Your Acceptance is Guaranteed. No medical exams are needed to apply. If you’ve been denied life insurance before, or you’re worried your health might limit your options; Excelsior can get you covered.
Lifetime Coverage. Regardless of your health, as long as the premiums are paid.
Choice of Coverage Amounts. Excelsior offers coverage up to $50,000, with amounts varying by age. Applicants aged 18 to 70 can secure coverage ranging from $5,000 to $50,000, while those aged 71 to 80 are eligible for coverage from $5,000 to $25,000.
Guaranteed Protection & Fixed Premiums. Coverage amounts are guaranteed to never be reduced while your plan is in effect, and your premiums a guaranteed to stay level.
Benefits Are Tax-Free. Ensure your loved ones get what they need by giving them your insured benefit amount without the stress of taxation.
Review Period. Excelsior Guaranteed Life Insurance offers a 10-day review window. If you're not satisfied with the coverage, you can cancel within this period with no obligations or questions asked.