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Benefits

Your Acceptance is Guaranteed. No medical exams are needed to apply. If you’ve been denied life insurance before, or you’re worried your health might limit your options; Excelsior can get you covered.

Lifetime Coverage. Regardless of your health, as long as the premiums are paid.

Choice of Coverage Amounts.  Excelsior offers coverage up to $50,000, with amounts varying by age. Applicants aged 18 to 70 can secure coverage ranging from $5,000 to $50,000, while those aged 71 to 80 are eligible for coverage from $5,000 to $25,000.

Guaranteed Protection & Fixed Premiums.  Coverage amounts are guaranteed to never be reduced while your plan is in effect, and your premiums a guaranteed to stay level.

Benefits Are Tax-Free. Ensure your loved ones get what they need by giving them your insured benefit amount without the stress of taxation.

Review Period.  Excelsior Guaranteed Life Insurance offers a 10-day review window. If you're not satisfied with the coverage, you can cancel within this period with no obligations or questions asked.

Key Benefits

GUARANTEED ACCEPTANCE
NO MEDICAL EXAMS 
ARE REQUIRED
LIFELONG COVERAGE
HEALTH WON'T AFFECT YOUR RATES
PREMIUMS ARE GUARANTEED TO STAY LEVEL
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