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In order for us to meet your day-to-day needs and our legal obligations, we need to collect, use and disclose the personal information you provide for the purposes of:

  • Providing you with an insurance quote
  • Communicating with you regarding your quote
  • Issuing your insurance contract, if applicable

By clicking Find My Rates, you authorize us to collect, use and disclose your personal information and the personal information of any person who may be insured under your insurance contract in accordance with privacy regulations and our Privacy Policy, which you can consult before you consent. By clicking Find My Rates you also authorize Specialty Life, its service providers, and/or affiliates to contact you at the number provided via phone, email and/or text (SMS) using automated dialling technology for marketing purposes. Not a condition for purchase. Message and data rates may apply. To opt-out at any time reply "STOP" or contact us. For more information please ready our Terms and Conditions.

Benefits

Your Acceptance is Guaranteed. No medical exams are needed to apply. If you’ve been denied life insurance before, or you’re worried your health might limit your options; Excelsior can get you covered.

Lifetime Coverage. Regardless of your health, as long as the premiums are paid.

Choice of Coverage Amounts.  Excelsior offers coverage up to $50,000, with amounts varying by age. Applicants aged 18 to 70 can secure coverage ranging from $5,000 to $50,000, while those aged 71 to 80 are eligible for coverage from $5,000 to $25,000.

Guaranteed Protection & Fixed Premiums.  Coverage amounts are guaranteed to never be reduced while your plan is in effect, and your premiums a guaranteed to stay level.

Benefits Are Tax-Free. Ensure your loved ones get what they need by giving them your insured benefit amount without the stress of taxation.

Review Period.  Excelsior Guaranteed Life Insurance offers a 10-day review window. If you're not satisfied with the coverage, you can cancel within this period with no obligations or questions asked.

Key Benefits

GUARANTEED ACCEPTANCE
NO MEDICAL EXAMS 
ARE REQUIRED
LIFELONG COVERAGE
HEALTH WON'T AFFECT YOUR RATES
PREMIUMS ARE GUARANTEED TO STAY LEVEL
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