Introducing Excelsior, the No-Medical Guaranteed Life Insurance plan designed to provide straightforward and dependable coverage for individuals facing challenges obtaining conventional insurance.
Coverage Amount: Excelsior offers a tax-free lump-sum payment to your designated beneficiary or estate in the event of your passing, with coverage ranging up to $50,000. Coverage options vary based on age: individuals aged 18 to 70 can apply for coverage from $5,000 up to $50,000, while those aged 71 to 80 are eligible for coverage from $5,000 up to $25,000.
Duration of Coverage: Enjoy lifetime protection with Excelsior, ensuring continuous financial security for you and your family.
Premiums: Excelsior keeps things simple with fixed premiums payable until age 100. Your rates depend solely on factors like coverage amount, age, gender, and smoking status, making it easy to understand and plan for your insurance costs.
Review Period: With Excelsior Guaranteed Life insurance, you have a 10-day review period. If you find the coverage isn't what you expected, you can cancel within this time with no obligations or questions asked.
Applying for Excelsior Guaranteed Life Insurance is quick and hassle-free. Start by filling out a simple quote form, which only takes a few minutes. Once submitted, you'll be connected to a licensed and local advisor who will provide personalized plan options and free quotes tailored to your needs. If you're satisfied with the plan, our advisor will finalize the process and send your policy directly to you.
Keep in mind that this information is only a summary. Actual terms, exclusions, and limitations are explained in the policy you choose. Please review your policy carefully upon receipt.