Eligibility

To qualify for our Excelsior Guaranteed Life Insurance plan, you need to meet these three main criteria:

1. Canadian Citizenship or Permanent Residency: You must be a Canadian citizen or permanent resident for at least 6 months.
2. Age Range: You should be between the ages of 18 and 80 to be eligible.
3. Health Status: You must answer "No" to the question: "Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?"

If you meet these three conditions, you are eligible for our groundbreaking plan, and your coverage cannot be denied. Moreover, there's no need for a medical exam or doctor’s visit to apply for our guaranteed life insurance.

You can be covered under Guaranteed Life Insurance even if:

• You’ve previously been denied other types of life insurance.

• You're concerned about your health affecting your coverage.

• You’re unable to or unwilling to undergo a medical exam for any reason.

• Other factors in your life make you hard to insure.

With Excelsior, obtaining the right coverage for your budget is easier than ever. It all begins with you; so, we invite you to complete a free, no-obligation quote to start securing your family’s financial future.

Please note: This coverage is for individuals only. One policy per person.