Getting life insurance shouldn’t be complicated, and with our Excelsior Guaranteed Life Insurance Plan, it isn’t. Designed for Canadians aged 18–80, especially those with medical issues or who’ve been denied traditional coverage, our plan provides peace of mind—without medical exams or lengthy forms.
Life can be unpredictable, and protecting your family’s financial future is one of the most important decisions you can make. Traditional life insurance often comes with strict medical requirements, long approval times, or the risk of being declined. That’s where the Excelsior Guaranteed Life Insurance Plan makes a real difference.
Our policies are designed with Canadians in mind, especially those looking for seniors life insurance, funeral insurance or cover their final expense. This ensures your loved ones won’t be left with financial burdens during a difficult time.
Best of all, our licensed advisors will be there to guide you every step of the way. From choosing the right coverage amount to answering your questions about premiums and benefits, we make the process straightforward, stress-free, and personalized to your needs.
You qualify if you are a Canadian citizen or permanent resident for at least 6 months, are between 18 and 80 years old, and are not terminally ill or hospitalized with a life expectancy of 24 months or less. If you meet these criteria, you can get coverage—no medical exams or tests required.
No, our plan guarantees approval for eligible applicants without any exams.
Yes, once your policy is approved and premiums are paid, your coverage is secure for life.
Absolutely! Start online, then one of our licensed advisors will finalize your application with you.
Yes, the policy is issued by a fully licensed Canadian insurer.
