Had problems getting insured in the past? You still have options.
Guaranteed issue life insurance is on your side when your options are limited. If you’ve been declined life insurance in the past for whatever reason, or if your current state of health would disqualify you from coverage – guaranteed issue life insurance can still help you.
This is a type of life insurance where your acceptance is guaranteed as long as you meet the age requirements. And instead of a long application and a lengthy wait time, you just need to fill out some information about yourself and you can get covered today.
Here are some important things you need to know about Guaranteed Issue life insurance:
If you’re between the ages of 18 and 79 and a Canadian citizen, you already qualify. You never need to undergo a medical exam or answer even a single health question.
This insurance is in force for life. It never needs to be renewed, the premiums never increase, and coverage never ceases as long as premiums are paid.
Typically full coverage begins after two years of owning the policy. Should you die before this date, your beneficiaries will receive a refund of all premiums paid.
The benefits from this insurance are paid tax-free to your chosen beneficiaries, to be used however you wish.
With no medical exam, no health questions, and no waiting period; you have the unique opportunity to take your future into your own hands and leave your family with the protection they deserve. Even if you’ve been declined coverage before, we can find you a plan. Complete a quote form and find the right plan for you!
