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By clicking Find My Rates, you authorize us to collect, use and disclose your personal information and the personal information of any person who may be insured under your insurance contract in accordance with privacy regulations and our Privacy Policy, which you can consult before you consent. By clicking Find My Rates you also authorize Specialty Life, its service providers, and/or affiliates to contact you at the number provided via phone, email and/or text (SMS) using automated dialling technology for marketing purposes. Not a condition for purchase. Message and data rates may apply. To opt-out at any time reply "STOP" or contact us. For more information please ready our Terms and Conditions.

Can you get guaranteed life insurance?

With Excelsior Guaranteed Life Insurance, the answer is YES! This simple and affordable policy offers guaranteed acceptance without the need for medical exams. But how does it work, and most importantly, can you get guaranteed life insurance? Well, in short, no medical exams are required to be considered eligible for coverage, making the application quicker and easier for you.

With only three eligibility criteria, getting accepted for the coverage you need is simple. To be eligible, you only need to be:

Between the ages of 18 to 80.
A Canadian citizen or permanent resident (for at least 6 months).
Able to answer "No" to: "Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?"

So, can you get guaranteed life insurance? Absolutely! Now let’s explore why you should get a quote today!

Pre-existing medical conditions? No worries - Apply for Excelsior Guaranteed Life Insurance! Learn More

No matter how difficult it was for you in the past to get insurance, with a guaranteed issue life insurance plan, everything just got easier. No more headaches, no more denials, no more waiting, you get accepted the same day you apply, no matter your past or present medical conditions.

Excelsior Guaranteed Life Insurance - key benefits Learn More

Still looking for reasons to apply for this policy? Let’s review some of the main benefits of our guaranteed issue life insurance:

No medical underwriting
Fast and simple application process
No medical exams
Premiums will never increase
Benefits are paid tax-free
Lifetime Coverage
Choice of coverage amounts
A review period to ensure you are happy with your plan

And best of all - Your acceptance is Guaranteed!

So, can you get Excelsior guaranteed life insurance?

Everyone who applies qualifies! As long as you meet the eligibility criteria, there are no other reasons to be denied the coverage you and your family needs. Get peace of mind now and take care of final expenses, such as medical bills, burial costs, or unpaid debts, so that your family won’t have to.

Get a free quote now and secure your loved ones’ financial future before the unexpected happens.

Get a Free Quote Now

Key Benefits

GUARANTEED ACCEPTANCE

NO MEDICAL EXAMS
ARE REQUIRED

LIFELONG COVERAGE

HEALTH WON'T AFFECT YOUR RATES

PREMIUMS ARE GUARANTEED TO STAY LEVEL