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Guaranteed Life Insurance Coverage by Excelsior: Protection for Ontarians

We’re making getting life insurance more manageable than ever with Excelsior, our Guaranteed Life Insurance plan, for residents of Ontario who have previously struggled with getting insured. Our coverage option is the most accessible and most straightforward policy on the market. There are no face-to-face meetings with agents, no paperwork, no medical exams, and no complex application process to go through.

Who can qualify for our Guaranteed Life Insurance plan?

We only have two simplified eligibility requirements to apply for our Guaranteed Life Insurance plan:
Individuals aged between 18 and 80 years old are eligible to apply for our insurance coverage.
Canadian citizenship or permanent residency held for 
at least 6 months.
A negative response to the inquiry regarding a life expectancy of 24 months or less, or hospitalization or terminal illness.

Key benefits of our Guaranteed Life Insurance for 
residents of Ontario

Guaranteed acceptance - If you’ve struggled with getting accepted for a life insurance plan in the past, our coverage is the perfect solution for you. As long as you meet our simple eligibility requirements, your acceptance is guaranteed.
No medical exams - You will never be asked to undergo a medical exam at any point in our application process.
Up to $50,000 in tax-free benefits - Your beneficiaries are guaranteed to receive your plan’s benefit tax-free after a claim is approved.
Secure protection for life - Our Guaranteed Life Insurance plan provides Ontarians with lifelong coverage.
Straightforward process - With a completely over-the-phone process, you never have to leave the comfort of your home to apply for our Guaranteed Life Insurance plan.
Review your coverage comfortably - Utilize our 10-day review period, providing ample time to assess your plan's suitability. If you find it unsatisfactory, you can easily cancel the policy within this timeframe without any hassle.
Our team has helped thousands of people across Ontario find affordable and reliable coverage with our Guaranteed Life Insurance coverage. Please complete our short free quote form for your personalized list of plan options and free-obligation quotes now!