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Have you been denied life insurance? Excelsior, Guaranteed life insurance is the solution for you.

05 07, 2024
Enrique Rosales

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Have you been denied life insurance? Excelsior, Guaranteed life insurance may be for you. Due to age, health, or other obstacles, many people feel overwhelmed by the idea of getting life insurance. But the reality is that life insurance is a crucial financial tool, for people who have dependents and wish to secure their financial future in the event of an unforeseen circumstance.

At Guaranteed Insurance, we are aware of the concerns and challenges people have while trying to choose the ideal policy. For this reason, we developed Excelsior, a ground-breaking Guaranteed life insurance plan that can be tailored to fit a variety of life circumstances.
In this blog article, we will look at our objective to deliver accessible and customizable solutions that address the unique needs of each individual. You no longer have to be discouraged by the difficulties you may have encountered with traditional insurance providers. Excelsior allows you to confidently and easily secure the protection you need.

Do not wait any longer to ensure your loved ones' futures. Excelsior can assist you in meeting your financial objectives while also providing you with a much-needed peace of mind.

Has your life insurance application been rejected?

Has your life insurance application been rejected?
As we've mentioned, life insurance is a financial tool that provides peace of mind by protecting your loved ones from financial difficulties if something were to happen to you. Unfortunately, not all life insurance applications are approved.
Generally, insurance companies set rigorous requirements for coverage. Among the most challenging are the thorough medical exams and questionnaires that must be completed during the application process. In addition, it is important to recognize that not everyone is in perfect health, and factors such as age or lifestyle habits such as smoking can pose a risk to insurers, sometimes resulting in coverage denial.
However, don't lose hope. Nowadays, there are options for individuals considered "high-risk" by traditional insurers. If your application has been rejected, Excelsior is here to provide the support you need and help you find a solution that fits your circumstances.
If you want to know more about the three simple conditions to be eligible for Excelsior, click on the button below.
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What to Do if You’re Denied Life Insurance

What to Do if You’re Denied Life Insurance

If your life insurance application is rejected, don't be discouraged. Take a moment to reflect, learn from this experience, and explore other options to get the coverage you need. Remember that in this competitive market, there are many alternatives available, which means there is always a possible solution and Guaranteed Life Insurance plans are an excellent option to consider.

After facing an initial rejection, here are some steps you can take to improve your chances of getting a policy:

  1. Find out why you were denied coverage: Review all the information you provided to the insurer and understand the reasons behind the rejection. It could be due to health issues, financial restrictions, or simply your lifestyle.
  2. Review your application: Make sure all your information is up-to-date and accurate. It's important to correct any errors before reapplying.
  3. Consider Guaranteed Life Insurance: If conventional life insurance policies are not an option for you, try these plans. They are more accessible and designed with people like you in mind, who have had difficulties getting coverage in the past.
  4. If you need help, don't hesitate to ask for it: Consult with an insurance specialist who can guide you through the process and help you choose the best option for you.

If you are interested in learning more about Excelsior, our innovative Guaranteed Life Insurance, you can do so here.

Turn Challenges into Opportunities with Excelsior, the perfect Guaranteed Life Insurance Plan for Canadians

Turn Challenges into Opportunities with Excelsior, the perfect Guaranteed Life Insurance Plan for Canadians

When we created Excelsior, our main objective was to address three of the most common issues our clients face while looking for coverage.

  • First, they do not want to leave a financial burden on their loved ones during an already difficult time due to final expenses, such as burial costs, existing debts, or other financial needs.
  • Second, Excelsior offers lifetime coverage once your insurance is approved. Nothing provides greater peace of mind than having the certainty of lifetime coverage with stable premiums, ensuring your family's financial security remains constant over time.
  • Third, even if you've been rejected coverage before, Excelsior can help. We have you covered, whether you don't want to have medical exams, or your health isn't optimal. Our simple application process ensures you can get the necessary protection without encountering additional barriers.

These qualities make Excelsior a perfect coverage plan for seniors who have struggled to obtain coverage from traditional insurers.

Guiding You Through the Application Process: We are Here to Help

Guiding You Through the Application Process: We are Here to Help

The Excelsior Guaranteed Life Insurance application process is straightforward. You only need to meet a few basic requirements to qualify for the plan. 

  1. Canadian Citizenship or Permanent Residency: You must be a Canadian citizen or permanent resident for at least 6 months.
  2. Age Range: You must be between 18 and 80 years of age to qualify.
  3. Health Status: You must confirm that you have not been diagnosed with a life expectancy of 24 months or less and that you are not currently in the hospital or terminally ill.

Rest assured; you won't have to go through this process on your own. Our team of expert advisors is always available to assist you every step of the way. They will provide you with professional advice and assist you in choosing the best life insurance option to meet your specific needs.


In summary

If you are turned down for regular life insurance, that does not mean your adventure is over. Excelsior, Canada's most revolutionary guaranteed life insurance, is an excellent alternative for seniors or anyone deemed high-risk by traditional insurance firms. 

Many Canadians feel that having a Guaranteed Life Insurance Plan provides financial security and peace of mind, allowing them to face the future with the knowledge that their loved ones are protected.

Defeat Rejection - Secure Your Family's Financial Future Today!

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